The crime of unauthorized withdrawal from a bank account
The crime of unauthorized withdrawal from a bank account : Now, through the examination of unauthorized withdrawals from a bank account, which occurs in the form of fraud or Internet theft, we intend to examine the full details of this crime and provide comprehensive information in this field. People affected by unauthorized withdrawals with large amounts are usually forced to take legal action to defend their financial institutions. In this article, we will examine all aspects of this crime and ways to deal with it. If you are also facing this issue or looking for a guide to deal with unauthorized withdrawals from your bank account, stay with us to answer your questions.
Unauthorized withdrawal from bank account
Unauthorized withdrawal from a bank account refers to the fact that people do not know about the withdrawal of money from their account or that the corresponding amount is reduced without the knowledge and permission of the account holder. Some examples of this include the seizure of a bank account following a court order due to other financial debts, in which case the amount related to the debts may be withdrawn, but this action is strictly within the legal framework and takes place after obtaining judicial permission. In these cases, the withdrawal from the bank account, even if it is done without the account owner’s knowledge, can be pursued legally and legal accountants can solve the created problems by referring to the court and related cases.
Unauthorized withdrawal from bank account in law
What is the status of unauthorized withdrawal from a bank account in law? Is this action considered a crime? In this context, we must point out that in some cases, the offenders use the information of individual bank card numbers, through the Internet and with skillful arrangements, to withdraw or steal other people’s property, and this somehow leads to obtaining financial benefits for themselves. will be
In the law of computer crimes, this type of action is considered as theft or unauthorized withdrawal from a bank account, and related penalties have been determined. This part of the law has been compiled in order to deal with violations in the field of computer affairs and various punishments have been considered for the violators.
The process of complaining about unauthorized withdrawal from a bank account
Now that we have become familiar with the nature of the crime of unauthorized withdrawal from a bank account, in this section we will examine the methods and procedures of complaining about this issue. If you have also faced this crime and decide to file a complaint, follow the steps below:
۱٫ First, go to the bank to track the unauthorized withdrawal.
۲٫ Receive the printout of the unauthorized withdrawal from the bank and prepare it along with other related documents such as the printout of the website page or the fake portal and other mentioned documents.
۳٫ In the next step, go to one of the judicial service offices and register your complaint according to the crime committed, which must also be accompanied by related documents.
۴٫ Wait for sending and viewing the electronic notification from the Sana system regarding the appointment of the court hearing.
۵٫ If you are invited by the prosecutor’s office or FATA police to make a statement, make your statement by referring to the present authority and wait for the result of the prosecutor’s investigation.
The crime of unauthorized withdrawal from a bank account
Follow-up of unauthorized withdrawals from the bank account
According to the information provided so far, can we conclude that it is possible to follow up incidents of unauthorized withdrawal from the bank account? Yes, but it should be noted that this follow-up is done according to the following points:
Submitting a complaint:
The complaint for the follow-up of unauthorized withdrawal and all its appendices will be sent to the prosecutor’s office of the place of occurrence after filing the complaint in the judicial service offices. At this stage, the General and Revolution Prosecutor’s Office or the Computer Crimes Prosecutor’s Office will conduct a preliminary investigation of the crime of this unauthorized download.
Cooperation with FATA police:
Preliminary proceedings in the court may require specialized investigations. For this purpose, the prosecutor’s office may share the matter with the FATA police to conduct a more specialized investigation into the commission of the crime and the identification of the criminal.
Legal review at the courthouse:
According to the actions taken, the prosecutor’s office will investigate the crime of unauthorized withdrawal from the account based on the law of computer crimes.
Sending the case to the court:
If the result shows that the money was illegally withdrawn from the bank account and was used for crimes such as theft, phishing or fraud, the case will be sent to the criminal court for further investigation and sentencing.
Determining the penalty for unauthorized withdrawal from the bank account
The law, for any act that is recognized as a crime, formulates regulations to determine punishments and guidelines. Regarding unauthorized withdrawal from the bank account, Article 13 of this law is as follows:
Any person who uses computer or telecommunication systems in an unauthorized manner and performs operations such as entering, changing, deleting, creating or stopping data or disrupting the system, and as a result, money, property, benefits, services or financial privileges for acquires by himself or others, in addition to a warning to inform the owner, he will be punished with imprisonment from one to five years or a fine from twenty million (20,000,000) Rials to one hundred million (100,000,000) Rials or both.
Actions after unauthorized withdrawals from your bank account
In this section, one of the most important points after an unauthorized withdrawal from a bank account is mentioned. What should you do after encountering this crime?
Filing a complaint in criminal authorities:
The first step after encountering an unauthorized withdrawal is filing a complaint in the criminal authorities.
Changing the password and transferring amounts:
Before filing a complaint and pursuing this crime, changing the password and transferring the amount in the bank card to another secure card is one of the basic measures.
Checking account turnover:
You can go to the bank and receive the account statement from which the money was withdrawn. This account printout is a proof of the crime committed, which you must attach along with the complaint.
Methods of preventing unauthorized withdrawal from a bank account
Thank you for your active participation in this article. In this section, we discuss the final points regarding the prevention of unauthorized withdrawal from the bank account. These points include:
When using store terminals, do the card password in a way that people around cannot see it.
Do not give your bank card to others, even for a short time.
Try to change your password periodically.
Do not store your password with the card in the same place.
Use a complex combination of upper and lower case letters, numbers and symbols to define a password.
Get and install software and operating system updates and security fixes regularly.
When using Internet Bank, use the virtual keyboard to enter the password.
Do not enter your card details on any site and only use sites you trust.
Be sure to use reliable sites for online payments.
Remember the password only in your mind and avoid writing it down on paper or saying it when entering the password.
Write down the 16-digit serial number of the bank card somewhere so that you can block your account quickly if the card is lost.